Paying For Treatment
Paying for treatment
The cost of treatment varies according to the type of treatment and programme that you and your specialist decide is the best option for you. Outpatient appointments, day therapy and inpatient treatments can be self-funded or paid through private medical insurance.
Consultant psychiatrists will invoice patients directly for all outpatient appointments. The cost of an initial appointment with a Consultant Psychiatrist is approximately £350, depending on which Consultant is seen and usually lasts an hour. All outpatient therapy appointments should be paid for on the day of treatment.
Day therapy patients pay per week in advance. Dependent on the proposed programme, this may be anything from one group per week to 5 full days per week.
Inpatients are asked to pay a deposit, the value of which will comprise seven days treatment and the initial assessment fee. Inpatients are then required to pay for each week of treatment in advance. For self-funding patients, we recommend that it is in the best interests of patients to provide GP referral letter as it can be useful in providing relevant medical history.
Payment can be made by credit card, debit card or bank transfer and patients are required to pay before their treatment starts. Please Note that Nightingale hospital does not accept American Express.
Private medical insurance
Nightingale Hospital is an approved provider for all the UK’s leading private medical insurers. What an insurer will fund and the process for acquiring authorisation for treatment can vary between insurers, so it is advisable that you check with your insurance company about what your particular policy covers.
If you intend to fund your treatment with private medical insurance, your insurer will normally ask that you get a GP referral letter. Once this is received, we can arrange the initial appointment with you. This can be emailed or faxed to the Patient Services Team: 0207 724 5976.
In order to be covered by insurance, your policy may state you need to be seen by a consultant psychiatrist before referral to a therapist can take place. Once the initial appointment has taken place the consultant will be able to refer you for the most appropriate therapy. You will need to bring your membership number and authorisation code with you to your first appointment.
Day patients and inpatients
In order to be covered by insurance, inpatients and day patients require a GP referral letter. Your consultant psychiatrist will subsequently fill in all the necessary forms for the insurance company and the hospital will apply for the cover for your treatment for you. Once authorisation has been received your treatment can start.
Corporate medical insurance
If you are covered by your employer’s private medical insurance scheme, or you wish to be admitted to Nightingale Hospital, referral can be made by your employer’s occupational health doctor.
Accessing insurance cover
Worrying about insurance cover can cause unnecessary strain so we hope the below information gives you a bit of guidance on getting the treatment you or a loved one needs. The process for acquiring authorisation for treatment can also differ from insurer to insurer so below are a few pointers to bear in mind.
If you intend to fund your treatment with private medical insurance, your insurer will normally ask that you get a GP referral letter.
Membership numbers and authorisation codes
For some insurers, you simply need to quote your membership number to access treatment, for others you need to call the insurer for an authorisation code for a defined treatment.
Consultant or therapist
In order to be covered by insurance, your policy may state you need to be seen by a consultant psychiatrist before referral to a therapist can take place. This should be written in your documentation or simply call the insurer helpline to confirm.
Nightingale Hospital will help you organise cover for inpatient and day therapy care by liaising with you, your consultant and your insurance company to complete all the necessary forms. Once cover is approved we will call you and schedule your treatment.
For outpatient services, you will need to call your insurer to get approval for treatment. They will inform you whether you simply need to quote your membership number to us or they will give you an authorisation code to use.
Length of time to receive cover
Time to receive authorisation for treatment can vary from insurer to insurer. We monitor approvals coming through continuously and will chase insurance companies for you. But please be aware it can take 48 hours or longer if over a weekend.
Some insurance companies state they do not cover emergency treatment for psychiatry. If this is the case but you or your specialist feel you need to come into the hospital straight away you can self-pay for treatment for the short period of time before cover is received and some insurance in special cases will back date cover.
Keep us informed
If you are having any problems at all pre, during or post treatment with your insurance, please call us and we will try our best to help.